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915 Saxonburg Blvd, Suite 217
Pittsburgh, PA 15223

Telephone: (412)782-1979
Toll Free: (800)235-2013
Fax: (412)782-2868
eMail: info@nimbroker.com
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Medicare Supplements & Medicare Advantage Plans

In today's ever changing and rapidly growing Senior Marketplace make us your "one stop shop" for all your Medicare clients. Looking for Traditional Medicare, Private-fee-for-Service or Medicare HMO plans we have various carriers that can fill that need. Cross sell your client with a Medicare Part D PDP plan and increase your commissions while providing your Senior client with a peace of mind. Don't pass up this opportunity to open the door to many other sales while increasing your client retention.

Scroll the list below to see the many companies we represent providing Medicare Advantage and Private Fee for Service policies.

Click the link below for 2008 Certification programs currently available:


:: American Progressive
:: Cigna (2009)
:: Cigna (2008)
:: Humana Inc.
:: WellCare

American Progressive

Resources:
:: 2007-2008 Today's Options Benefit Comparison (pdf)
:: 2008 Benefit Overview (pdf)
:: 2008 PA Premium Map for Today's Options (pdf)


MA/PFFS/PDP Certification Materials
Have you gotten recertified to sell Today's Options for the balance of 2007? Are you prepared to sell for the 2008 Today's Options Selling season? We have been approved to continue selling Today's Options, but are you certified?

Universal American has already begun training and certifying agents based on new CMS requirements for limited PFFS enrollments during the remainder of 2007 and for the 2008 open enrollment period, which begins on October 1, 2007.

:: Today's Options Certification Process (pdf)
:: 2007 & 2008 Training and Certification Guide (pdf)
:: 2008 Medicare Compliance Manual (pdf)
:: Universal American Agent Certification Portal

:: Universal MA/PFFS/PDP Licensing Contract (pdf)
:: visit American Progressive's website
:: Top

Cigna (2009)

offering Medicare Advantage PFFS plans only

2009 Medicare Product Certification Materials

CIGNA has expended their Medicare Advantage offerings for 2009 to reach 28 States including: AL, AZ, AR, CA, CO, FL, GA, HI, IL, IN, LA, ME, MA, MO, NH, NM, NY, NC, OH, OR, PA, SC, TN, TX, VT, VA, WA and WV. Producers contracted to sell the CIGNA Medicare products will only be required to complete 2 certification modules in 2009 for full certification. Certification will begin August 1st. 2008. Should you have questions, please contact Mike Gaus.

Cigna (2008)

offering Medicare Advantage PFFS plans only

2008 Resources:
:: 2008 CIGNA PDP Premium & Benefits (pdf)
:: 2008 CIGNA PFFS Premium & Benefits (pdf)
:: 2008 CIGNA Producer Overview (pdf)

2008 Medicare Product Certification Materials

Producers contracted to sell the CIGNA Medicare products must complete applicable lessons and pass the associated tests prior to marketing or selling CIGNA Medicare products.
  • Use your CIGNA Agent ID as "Username" and your password as "password" (Please contact Mike Gaus if you do not know your Agent ID or Password).
  • At the completion of each lesson, you will be instructed to complete an assessment. You must complete a lesson before you can take the assessment. To successfully pass the assessment, you must attain a score of 80%. You may take each lesson and assessment as many times as necessary.

:: 2008 Medicare Products Online Training Link

 CIGNA Medicare Products
Lessons CIGNA Medicare
Access1
AZ CIGNA
Medicare Select
Plus Rx2
AZ CIGNA
Medicare
Access3
CIGNA Medicare
Rx4
Lesson 1 - Medicare Overview 2008 Required Required Required Required
Lesson 2 - Producer Compliance 2008 Required Required Required Required
Lesson 3 - Medicare Advantage Product 2008 Required      
Lesson 4 - Arizona CIGNA Medicare Select Plus Rx (HMO Plans) 2008   Required    
Lesson 5 - Arizona CIGNA Medicare Access (PFFS Plans) 2008     Required  
Lesson 6 - Medicare Prescription Drug Plan 2008       Required
  1 A Medicare Advantage Private Fee-for-Service product available in selct counties in GA, IN, ME, NC, NH, NY, PA, SC, TN, TX, VA, VT
  2 A Medicare Advantage HMO plan with Prescription Drug Benefits available in Maricipa County and the city of Apache Junction in AZ
  3 A Medicare Advantage Private Fee-for-Service available in select Counties in AZ
  4 A Medicare Part D Prescription Drug plan available in in all 50 states and the District of Columbia

:: For more detailed instructions click here (pdf)

:: visit Cigna's website
:: Top

Coventry/HealthAmerica

offering Private fee for Service plans
:: visit HealthAmerica's website

Humana Inc.

offering both Medicare supplements and private fee for service products.

As a reminder, for any certified PDP/PFFS agents, you will need to participate in Humana's annual recertification. We are excited about another year and value your commitment to Humana!

Remember: Recertification is from September 4, 2007, through October 15, 2007.

Read more about it in the documents below.
:: See Humana Agent Notification - Recertification (pdf)

STEPS FOR ON-LINE TESTING:
:: See How to Access Humana Medicare Sales Agent Testing and Training (pdf)

HAVING PROBLEMS ACCESSING THE TEST:
:: See: How to Access Humana Agent Portal (pdf)

Other Resources:
:: MA Sales Presentation (ppt)


Humana Telephone Application Process

Humana would prefer to have the enrollment application by telephone for 2007. Please read the document below and download all materials.

: : Telephonic Enrollment Instructions
: : Delegated Agent Worksheet
: : Temporary Proof of Membership

:: visit Humana's website
:: Top

Marquette National Life

offering Medicare supplements only.
:: Download MNL's Contracting Booklet (pdf)
:: visit Marquette's website

Mutual of Omaha

offering Medicare supplements only.
:: visit Mutual of Omaha's website.

New Era Life

offering Medicare Supplement plans
:: visit New Era Life's website

Philadelphia American Life

offering Medicare supplements only.
:: visit Philadelphia American's website

Shenandoah Life

offering Medicare supplements only.
:: visit Shenandoah Life's website

United World Life Insurance Co

offering Medicare supplements only.
:: Review the United World Products on the Mutual of Omaha website

UPMC

offering Medicare Advantage HMO plans
:: visit UPMC's website

WellCare

offering private fee for service plans only.

Medicare Product Certification Materials

On September 24, WellCare began conducting 2008 Compliance and Training classes in preparation of the upcoming Annual Election Period.

Important:
  • If you have successfully completed the 2007 Re-entry Training, you will only need to complete the 2008 Product Training (T08P) requirement for 2008.
  • If you have not successfully completed the 2007 Re-entry Training, you will need to complete the 2008 Product and Compliance Training (T08F).

These training sessions will be offered online only in a live virtual classroom setting. The test will also be administered during the session. Paper tests will not be available, so it is imperative you have both computer and phone access when attending the sessions.

The test will include 45 multiple choice questions and a passing grade of 90% or better will be required to satisfy this training requirement.

2008 Marketing materials are currently in production and in October a supply will be forwarded to all producers who pass the training requirement. For this reason we encourage you to complete this training as soon as possible.

Although this course will allow for one retake if needed, the entire session must be repeated in order to access the test again. If you are not able to pass the test during the re-take, you will need to wait 30 days before you can make another attempt.

To register for a 2008 Compliance and/or Product Training course, simply click on the link below to access the WebEx meeting calendar and follow these instructions:

  1. Click on the weekly tab. (Or forward to a week you prefer to attend)
  2. For 2008 Product Training, select a session titled "T08P Training"
  3. For 2008 Compliance and Training, select a session titled "T08F Training"

:: Click here to register

Please register at least 4 hours prior to the session start time, and please log on to the WebEx at least 15 minutes beforehand to ensure you are connected properly when the session begins. When joining the training session, make sure If you experience any WebEx connection problems, please contact WebEx directly at (866) 569-3239, option 1.


:: visit WellCare's Agent website
:: Top

Other Medicare Products Available

We also provide Medicare Products from Constitution Life (www.constitutionlife.com), Continental General (www.continentalgeneral.com), Guarantee Trust Life (www.gtlic.com), PacifiCare (www.securehorizons.com), and United Teachers Associates (www.utainteractive.com). For information on any of these products, please contact Mike Gaus

Please note: Check for state availability for each carrier as not all plans are available in all states.

Agent's Support Center

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Medicare Support Documents
:: MA and MAPD Election Period Guide (pdf)
:: Medicare Advantage 2009 Rates & Stats (pdf)
:: Medicare And You 2008 (pdf)
:: Medicare at a Glance (pdf)
:: Medicare Made Clear 2007 (pdf)
:: MA Projections (pdf)
:: Kaiser Foundation MA Fact Sheet (pdf)

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